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Portfolio Management
Service (PMS)

Grow your wealth with expert-led
Portfolio Management Service (PMS)

Portfolio Management Services (PMS)

PNC Wealth's Portfolio Management Services (PMS) offer a personalized approach to investing, designed to help you achieve your unique financial goals. Our experienced professionals take the reins, crafting and actively managing your investment portfolio based on your:

Risk tolerance assessment icon
Risk Tolerance

Are you comfortable with higher potential returns alongside greater risk, or do you prioritize capital preservation?

Investment objectives icon
Investment Objectives

Are you saving for retirement, a child's education, or a dream vacation?

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Financial Timeline

When do you expect to need access to your invested funds?

Benefits of PINC Portfolio Management Services (PMS)

1
Actively Managed Portfolio
2
Diversification Strategies
3
Direct Access to Experts
4
Transparency & Control

Who is PINC PMS right for?

PINC PMS is ideal for investors who
  • Desire a hands-off approach to investing while benefiting from professional expertise.
  • Seek a personalized portfolio tailored to their risk tolerance and investment objectives.
  • Have specific financial goals they want to achieve through strategic investing.
  • Appreciate the value of ongoing professional guidance and portfolio management.

CLAP your way to wealth

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Competitive Advantage

  • Cost leadership & pricing power
  • Wide distribution network
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Low-Debt

  • Ability to generate healthy free cash flow
  • Fund significant capex through internal accruals rather than massive debt
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Addressable Market

  • Companies with a substantial market growth
  • Companies gaining market share from their competitors
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Promoter Quality

  • Strong corporate governance practices
  • Track record of execution

How we Shortlist Stocks?

Addressable Market Size

Large addressable markets with a dominant market presence

Global Industry Cues

Global market size vs Indian market size

Managerial Expertise

Management vision and credibility along with strong commitment to corporate governance

Sector Tailwind

Favorable growth drivers in the industry

Business Model

Robust and resistant to changes in the environment, scale up potential organically

Free Cash Flows

Ability to generate free cash flow

Growth Strategy

Market penetration, product development, market development & diversification

Key Competitive Advantage

Pricing power, Cost leadership, Brand loyalty, Backward & Forward Integration etc

Capital Allocation

Increasing return ratios with RoE and RoCE above cost of capital

Investment Screening Strategy

Financial Evaluation
  • Scalable business model with strong earning visibility
  • Operating cycle of last 3-5 years
  • Free cash flow growth of the last 3-5 years
  • Capex through internal accruals/ minimal debt
Management Evaluation
  • Annual report analysis (Auditors, remuneration data, related party transaction etc)
  • Forensic accounting evaluation
  • Guidance vs delivery - Past track record of business execution
  • Shareholding pattern & pledge history
Risk Management
  • We are not believers of BAAP (buy at any price) rather we wait for the shortlisted companies to come to the price which offers a relative valuation comfort
  • We avoid high allocation in cyclical sector as prices and realizations changes are based on external factors
  • We track the shortlisted investment portfolio on a quarterly performance basis
  • Companies with promoter pledge less than 20% are preferred

PINC Future Fund

1
Diversified portfolio (sector agnostic)
2
Maximum number of stocks - up to 20 stocks
3
Maximum stock exposure - 15%
4
Maximum sector exposure - 25%
5
At least 20% allocation in large caps
6
Market cap greater than 1,500 cr
7
Investment Horizon - 3-5 years

Portfolio Performance

PINC PMS portfolio performance graph As on 31 October 2024

We're here to help.

Yes, investing in PMS requires an up-to-date KYC and a separate demat account. All your PMS securities will be held in the Demat account.

Yes, PMS investments are liquid. You will have to notify your PMS relationship manager to trigger redemption and you will receive the money in your bank account within 7 working days.

PMS typically involves assessing the client's financial situation, investment objectives, and risk tolerance. Based on this information, our portfolio manager works on our CLAP investment strategy. They continuously monitor the portfolio, make investment decisions, and rebalance it as necessary.

Portfolio management services can be discretionary or non-discretionary. In discretionary management, the portfolio manager has full authority to make investment decisions without requiring client approval for every trade.

Portfolio management services can be beneficial for individuals or institutions with significant investable assets, limited time or expertise for portfolio management, and a desire for professional guidance. However, it's important to assess individual circumstances, financial goals, risk tolerance, and cost considerations before opting for these services. Long term horizon of atleast 3-5 years is apt.
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Meet the people
we served!

1/3

PINC Compounder Smallcase has simplified my investment journey. Seriously, investing has never been easy for me! Here in a single click, I could access a balanced portfolio. Thanks PINC.

Mr. Akhilesh
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2/3

I was hesitant about investing, but PINC Smallcase changed that. Talking to their team and looking at their growth gave me confidence. I've seen my investments grow steadily since then. I'm impressed!

Devendra Palan
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2/3

As someone with limited knowledge about the stock market, I found Pinc smallcase to be a reliable and accessible platform. Their detailed reports and analysis have given me a deeper understanding of the stocks in my portfolio. I feel confident in managing my investments.

Pratik Gandhi
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